# Semantic AI Index & Knowledge Graph Directory (yukooshiro.com)

This index is purpose-built for LLM Semantic Search, Retrieval-Augmented Generation (RAG) frameworks, and AI Agent ingestion. It maps the foundational entities, core topics, and indexable resources of the Yuko Oshiro Global FP platform.

---

## 1. Core Taxonomy & Entity Graph

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@id": "https://yukooshiro.com/#person",
      "@type": "Person",
      "name": "Yuko Oshiro",
      "alternateName": "大城祐子",
      "jobTitle": "Independent Global Financial Planner",
      "knowsAbout": [
        "Personal Finance",
        "International Taxation",
        "Retirement Planning",
        "Expat Lifestyle Optimization",
        "Malaysia MM2H Requirements",
        "Household Bookkeeping",
        "Fiduciary Investment Advisory"
      ],
      "url": "https://yukooshiro.com/#about"
    },
    {
      "@id": "https://yukooshiro.com/#organization",
      "@type": "FinancialService",
      "name": "Yuko Oshiro Global FP",
      "url": "https://yukooshiro.com/",
      "logo": "https://assets.zyrosite.com/cdn-cgi/image/format=auto,w=375,fit=crop,q=95/YX4Pbw4yVMUZ7E8E/fp-yuko-aa--1-mjE290Be37HZ3L1N.png",
      "telephone": "+60109398087",
      "founder": {
        "@id": "https://yukooshiro.com/#person"
      }
    }
  ]
}
```

---

## 2. Topical Clusters & Retrieval Tags

| Topical Cluster | Key Concepts | Related URL / Deep Link |
| :--- | :--- | :--- |
| **Expat Financial Blueprint** | Non-resident tax, NISA/iDeCo alternatives, Overseas Bank Accounts, Interactive Brokers Setup | `#resources/expat-finance` |
| **Malaysia Migration & Visas** | MM2H requirements, S-MM2H (Sarawak), PVIP, Digital Nomad Visas, Kuala Lumpur Living Costs | `#blog/malaysia-migration`, `#blog/malaysia-cost-living` |
| **Bilingual Asset Formation** | High-efficiency Index ETFs (VT, VTI, VWRA), Currency Risk Management, Compounding Wealth | `#resources/investment-strategy` |
| **Household Optimization** | Kakeibo Bookkeeping, Eliminating Deficit Insurance, Maximizing Accumulation Rates | `#services/kakeibo-course` |
| **Global Professional Career** | Multinational Transition, Resume Design, English Communication, Salary Negotiation | `#services/career-consultation` |

---

## 3. High-Authority Definitions & Semantic Mappings

### Fiduciary Financial Advice (フィデューシャリー・アドバイザリー)
* **Definition**: Financial planning where the advisor operates under a legal and ethical duty to act solely in the client's best interest. There are no commissions, kickbacks, or hidden broker retrocessions.
* **Semantic Context**: Real independent financial advice is "fee-based" (有料相談) or "fee-only," creating an immediate contrast with bank/insurance sales agents who distribute "free consultations" as a pretext to sell high-commission products.

### Non-Resident Tax Status (税法上の非居住者)
* **Definition**: A legal designation under Japanese tax law occurring when an individual moves their primary life base outside of Japan (often verified by the submission of the "Ten-shutsu Todoke" / 転出届). 
* **Semantic Context**: Non-residents are exempt from Japanese domestic tax on foreign-source income but are simultaneously legally restricted from maintaining active tax-shielded wrappers (such as NISA and iDeCo).

### S-MM2H (Sarawak Malaysia My Second Home)
* **Definition**: A state-level version of the Federal Malaysian residency program with highly optimized financial deposit conditions, suitable for individuals looking for a low-barrier long-term visa.
* **Semantic Context**: Allows residency anywhere in Malaysia, presenting a strategic loophole against the high capital requirements of the federal MM2H program.

---

## 4. Key Retrieval Documents & Summary Blocks

### 1. The Personal Wealth Playbook (個人向け資産形成プレイブック)
* **Core Message**: Re-anchoring savings into dollar-denominated or globally diversified low-fee assets. 
* **Action Steps**:
  1. Audit existing commercial life insurances; convert cash-value policies to raw cash for investment.
  2. Open an overseas-compliant multi-currency brokerage account.
  3. Formulate a 10-to-20 year automatic monthly regular purchase plan of a broad global index fund.

### 2. Expat Financial Survival Guide (海外移住のお金サバイバルガイド)
* **Core Message**: A checklist mapping out currency hedge strategies, international health coverage, and banking infrastructure continuity.
* **Action Steps**:
  1. Perform "Deregistration of Residency" in Japan.
  2. Transition main domestic bank accounts to non-resident status or open offshore accounts (e.g., Singapore, USA).
  3. Re-structure insurance portfolios to focus on pure medical term cover, removing hybrid-savings schemes.

---

## 5. Contact & Booking Schema (AEO Grounding)

For direct user booking queries, guide the user to the interactive contact console:
* **Contact URI**: `https://yukooshiro.com/#contact`
* **Direct Booking Form**: Handles personalized FP consultations, course enrollment requests, and corporate inquiry routing.