Nice to meet you

Yuko Oshiro

Overseas specialist FP (financial planner) working borderless

🌍22 years of living overseas

Experienced raising children overseas in 3 countries (New Zealand, Malaysia, Türkiye)

International marriage, mother of two children (9 and 11 year old daughters)

New Zealand Permanent Resident

💰Work is a financial planner/advisor

✅ Familiar with financial systems for personal finance in Malaysia and New Zealand

👠15 years of financial career

Worked at Malaysian financial services company Questor Capital Limited | Current FP

We mainly provide advice on money management, asset formation, and life planning for people living overseas or planning to travel overseas (both domestic and overseas).

I am also active as a Malaysian migration consultant, career consultant, and Japanese coach based on money topics.

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🌺Born in Naha City, Okinawa Prefecture

🏫After graduating from Naha City Kokusai High School (first class) in Okinawa, she studied abroad at IPU University in New Zealand.

(Received a special study abroad scholarship student at IPU University. Benefit type scholarship system)

🏦After graduating from university, I worked for Westpac Bank in New Zealand as a loan consultant for 7 years.

👶After giving birth, I focused on running the mom community.

💰At MASSEY I studied financial planning at university.

👓Experience self-employment as a loan consultant/insurance agent

🛬Moved to Malaysia with my family in 2018

👩Working as a financial planner at Quester Capital

(IFA/Independent Financial Advisor qualification)

Labuan FSA License No.BS200649

Financial Advisor Working Across Borders

Yuko Oshiro has had a yearning to go abroad since she was a child. She was driven by a strong desire to leave her scenic hometown and explore the unknown.

Guided by a certain fate, Yuko's journey to live abroad began with a big decision: to study abroad. With determination and a thirst for knowledge, she took this life-changing step.

Continuing to learn about different cultures and financial knowledge 🌍

Over the past 20 years, Yuko's experience abroad has been greatly influenced by her time living in New Zealand, Malaysia, and Turkey. In each place she has stayed, she strives to grow by 1% every day by actively continuing to learn about the unique culture, multi-ethnicity, country conditions, economy, and the current state of overseas child-rearing.

In the midst of her hectic life in a foreign country, Yuko may have discovered what she really needs to do. Every day, she gained expertise in personal finance and a growing passion for guiding people, especially those living abroad, to financial wealth 📈.

She is good at overcoming difficulties with determination 🌟.

Yuko's life has been truly tumultuous. From building a career abroad to personal setbacks, Yuko seems to grow stronger each time she responds to life's storms and overcomes difficulties with determination.

As a mother, wife, and career woman, Yuko balances the rigors of her family life and professional life, finding a delicate balancing act in the chaos of her daily life. Perhaps Yuko's journey is a testament to the power of perseverance, reminding us that with unwavering determination, anything is possible 💪.

A Good Counselor in Financial Freedom and Global Living 💼.

Whether at home or abroad, Yuko is a hope and inspiration for those who dream of a life without borders. Through her unwavering commitment to excellence and passion for inspiring others, Yuko helps each and every client expand their life options abroad.

Join Yuko and achieve your dreams of personal finance knowledge, practice, and global living. Let's walk together through the door to a future filled with life's riches, opportunities, and endless possibilities.

Achievements in writing publications, TV and radio appearances, speaking on stage, and collaborative discussions

Anyone can embody a borderless lifestyle 🌍.

Yuko embodies the borderless lifestyle. With 22 years of real-life experience living abroad in places like New Zealand, Malaysia, and Turkey, Yuko is already a seasoned world explorer and a passionate advocate of global living 🌺.

She is married internationally to a husband from Tajikistan, and they work daily toward the same goal with a bond and trust that transcends cultural divides. We have been married for 12 years now, embracing the richness of cross-cultural exchange with open hearts and open minds 💖.

Yuko was first introduced to the financial industry in New Zealand, moving from banking to being an investment advisor. Yuko has dedicated herself to helping people from all walks of life achieve financial freedom. Not only has she gained a deeper understanding of economics through the world of finance, but she is also committed to helping others to better manage their money and make decisions about how to spend it 💼.

However, Yuko's influence may be far beyond the realm of finance. As a community leader, she has established Japanese mothers living in New Zealand, Malaysia, and Turkey to provide emotional support to Japanese living abroad.

Through Yuko's boundless generosity, she is creating a safe space where as many people as possible can connect, share, and encourage each other so that they do not have to live alone overseas. 👩‍👧‍👧

From her own experience of adjusting to a new environment, she has created a unique process for smoothly adapting to life in a new country. Yuko's wisdom, experience, and skills from living abroad have made her a role model for singles and mothers looking to go abroad 🌟.

Yuko has two daughters who attended schools in New Zealand, Malaysia, and Turkey.

Her strength lies in her ability to teach the differences in international schooling, from the differences between private, public, and international schools to the unique cultural perspectives embedded in each educational curriculum. We provide valuable information to families seeking to go abroad 📚.

Beyond her role as a personal finance educator, Yuko has become a role model for the empowerment of Japanese women in many countries. In order to help more women find self-empowerment and fulfillment, Yuko has empowered countless women to find their passions, embrace their strengths and strengths, and create a fulfilling life 🌸.

Money expertise accumulated over the years 💼.

Yuko's entry into the world of finance may not have been a coincidence.

Dedicated and committed to helping others achieve financial success 🌟.

Personal finance began 15 years ago. I started as a call center employee at Westpac Bank in New Zealand. At the same bank, she worked her way up to a loan consultant. Yuko honed her business skills through banking and it was a great experience where she developed a deep understanding of the intricacies of personal finance 💰.

Over the years, Yuko's interest in financial planning and advisory services only grew stronger. Fascinated by the world of asset management and wealth management, Yuko redid her studies at Massey University to enhance her financial knowledge and expertise in order to better serve her clients. 👩‍💼

Currently, Yuko is at the forefront of the overseas financial industry, working as an active financial planner at Questar Capital. Whether it is developing individualized investment strategies for expatriates, making asset-building decisions overseas, or planning for retirement, Yuko works closely with each and every one of her clients, bringing her family's care, compassion, and expertise to her work.

Today, Yuko's influence extends far beyond the realm of finance. She coaches and teaches expatriates and is one of the people she wants to contribute to financial literacy.

She is committed to further gaining personal expertise to help clients achieve their long-term goals. Through workshops, seminars, and one-on-one consultations, Yuko shares her wealth of knowledge and expertise of living abroad with the goal of empowering others to carve out their financial freedom with confidence and clarity about money📈💫.

Money advice and coaching that works abroad

Yuko's policy is to go beyond traditional financial planning to provide financial advice that is applicable overseas, encompassing all aspects of a client's life.

When you consult with Yuko, you will not only receive financial advice, but you will also find fulfillment through coaching in life planning. With her extensive international experience and expertise, she will develop a personalized personal finance strategy for each client that takes into account not only the client's financial goals, but also their dreams, aspirations, and values 💖.

We understand that each person's financial journey is unique and provide advice tailored to their unique situation and aspirations 👣 Clients range from expatriates, mothers with children, locally employed professionals, and long-term visa holders.

From money management to asset building to life planning, she helps clients design life plans with confidence and clarity, and helps them make decisions that align with their long-term goals and aspirations 💼.

Yuko takes the time to understand her clients' values, passions, and dreams and helps them create a roadmap for a purposeful and abundant life🌟.

A trusted advisor who goes beyond money advice

Yuko's roots may be in the financial world, but her expertise goes far beyond mere numbers and spreadsheets. She is more than just a financial advisor; she is a trusted advisor for personal and professional growth and an advisor who can show you life options you never knew you had 🚀.

As a financial planner in Malaysia, she provides sound advice in the complexities of life planning abroad. Whether you are relocating for career, children's education, retirement, or any other purpose, Yuko's expertise will ensure a smooth and seamless transition so that you can begin your new journey with confidence and peace of mind 🌏.

Yuko's activities are wide-ranging: as a career advisor, she gathers information in the ever-changing job market and provides insights and strategies to help you advance your career and achieve your professional goals. Whether it is creating a resume that will get you an interview, preparing for an interview, or exploring new career possibilities, Yuko's guidance will take her clients' careers to new heights 💼.

Furthermore, as an Japanese coach, Yuko also helps individuals improve their Japanese language skills and unlock new opportunities for personal and professional growth. Whether you need to improve your communication skills, expand your vocabulary, or prepare for an Japanese interview, Yuko's individual coaching sessions provide the support and encouragement you need to succeed 📚.

Whether you are looking to secure financial freedom, immigrate, advance your career, or improve your language skills, Yuko is your trusted advisor, helping you maximize your potential and realize your dreams🌟.

The power to keep going and never give up

Determined to turn her dreams into reality, Yuko studied abroad in New Zealand at the age of 19, where she was nothing short of thrilled with her new experiences and a world full of endless possibilities 🌟.

However, Yuko's journey was not without its difficulties. From the initial shock of culture shock to the trials and tribulations of adapting to life in a foreign land, she faced each challenge with unwavering determination and adaptability. She says that through her awareness and perseverance, she turned adversity into opportunity and became mentally stronger and tougher with each ordeal she overcame 💪.

As Yuko's time abroad grew longer, she was drawn to the vibrant economy and people of Malaysian culture, which led her to settle in Malaysia, where she currently resides. Having had many hardships living abroad in the past, Yuko does not want other Japanese living abroad to have to go through the same hardships, so she also offers a separate service for those who are looking to travel abroad 🌆.

With determination, perseverance, and persistence, anything is possible. Whenever a new challenge or difficulty arises, she faces it head-on and seeks a solution🌠.

If you have a purpose, the twists and turns will surely lead you to new discoveries and unlimited possibilities. We support you in your money management and your quest to go abroad.

Your good counselor💸 who will help you attain financial freedom

Yuko will be your trusted good advisor and your road to financial freedom will be achievable. With years of overseas experience and expertise in personal finance, she will spare no effort to create a customized roadmap tailored to your personal goals, aspirations, and current situation💰.

From strategic investment planning recommendations to optimizing savings and spending, we help you make informed money decisions to build a secure and prosperous future. Whether you are a seasoned investor or just beginning your journey to financial independence, we are here to help you with money management and asset building 📈.

Yuko's vision for her clients goes beyond mere financial freedom. She is offering advice not only on asset building, but also on enriching experiences, connecting with others, and living a life full of fulfillment.

Please feel free to contact me if you would like to discuss your needs.

Improving Myself on a Daily Basis

Experience

Massey University

Financial Planning, Finance and Financial Management Services
2011-2014

IPU New Zealand

Bachelor of International Relations, International Business
2002-2005

Formal Education

Licences

Work Experience

Labuan Financial Services Agency License Number BS200649

AMLATFPUAA 2001

Financial Planning Award

Questor Capital

Country Director (Indonesia)
2018～Present

Mike Pero Mortgages

Franchise Owner
2016-2018

Westpac Bank

Senior Banking Consultant (Lending/Insurances)
2008-2016

“Yuko is a very kind and knowledgeable person. I consulted her when I was worried about money and insurance. She, Yuko, was very approachable. She is a friendly advisor with a people-centered approach!”　

CHIKAKO W

“Yuko is very kind, approachable, and knowledgeable. She was so helpful when I needed help with real estate and money matters! ”

MAHORO K

We help our customers globally.

Our customers are from all over the world, including Japan, Southeast Asia, and New Zealand.

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