Take control of your finances and develop mindful saving habits

What is Kakeibo?

Kakeibo is a traditional Japanese budgeting method that translates to "household financial ledger." It is a simple, yet powerful tool for managing your finances by encouraging mindfulness and intentional spending. The Kakeibo method helps you track your income and expenses, reflect on your financial habits, and make conscious decisions about your money. It emphasizes the importance of asking yourself key questions about your spending and saving, which leads to better financial awareness and control.

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Take the first step towards financial freedom by scheduling a complimentary consultation with one of our experienced financial advisors

Get Your Personalized Household Management Tools

Implement Your Plan with Ongoing Support

After your consultation, our advisors will work with you to create a personalized household plan tailored to your unique needs and aspirations.

With your personalized financial plan in hand, our advisors will provide ongoing support and guidance to help you stay on track and make informed decisions.

Get Started on the Path to Financial Freedom with Kakeibo

Join our course to learn how to take charge of your finances using the Kakeibo method. By understanding and implementing this Japanese budgeting technique, you can develop mindful spending habits, achieve your saving goals, and build a solid foundation for your financial future.

What is Kakeibo for Managing Household Budgets?

Kakeibo involves recording all your income and expenses in a dedicated journal. Each month, you categorize your spending into essential and non-essential expenses and reflect on four key questions:

• How much money do you have?

• How much would you like to save?

• How much are you spending?

• How can you improve?

Example: Let's say you earn 300,000 yen a month. Using Kakeibo, you set a saving goal of 50,000 yen. You track your expenses and categorize them. At the end of the month, you review your spending and reflect on how you can adjust to save more. This process helps you identify unnecessary expenses and make more mindful financial decisions.

What are the Benefits of Knowing Kakeibo? - What It Includes?

Knowing Kakeibo offers several benefits:

1. Improved Financial Awareness: Gain a clear understanding of where your money goes.

2. Mindful Spending: Learn to differentiate between needs and wants, reducing unnecessary expenses.

3. Goal-Oriented Saving: Set and achieve realistic saving goals.

4. Stress Reduction: Achieve peace of mind by taking control of your finances.

5. Practical Tools: Includes templates and a Kakeibo journal setup guide.

Who This Course Is For:

• People who want to save more

• People who want help with managing their finances better

• People who need guidance with saving goals

• People who need insight into debt recovery strategies

What You'll Learn:

• How to create a personal budget

• How to create saving goals

• Introduction to compound interest

• Introduction to the Kakeibo Budgeting Method

• Practical saving tips

• Dealing with debt strategies

How much does it cost?

10,000 yen (tax included)

This one-time fee provides lifetime access to all course materials, resources, and updates.

How long does it take?

The course is designed to be completed at your own pace. On average, students spend about 2-3 hours per week and typically finish the course within 6-8 weeks.

Will I need prior financial knowledge?

No prior financial knowledge is required. This course is designed for beginners and will guide you through the basics of budgeting, saving, and managing debt using the Kakeibo method.

What would I need to do during the process/consultation?

During the course, you will:

• Complete weekly lessons and assignments.

• Track your income and expenses in a Kakeibo journal.

• Reflect on your financial habits and decisions.

• Set and review saving goals.

• Apply practical saving and debt management tips.

To get the most out of this course:

• Stay Consistent: Regularly update your Kakeibo journal.

• Be Honest: Accurately track and reflect on your spending habits.

• Engage Fully: Participate in all lessons and assignments.

• Ask Questions: Utilize available resources and seek help if needed.

• Stay Motivated: Keep your financial goals in mind and celebrate your progress.

Best ways to get the benefits from this consultation

Improving Myself on a Daily Basis

Experience

Massey University

Financial Planning, Finance and Financial Management Services
2011-2014

IPU New Zealand

Bachelor of International Relations, International Business
2002-2005

Formal Education

Licences

Work Experience

Labuan Financial Services Agency License Number BS200649

AMLATFPUAA 2001

Financial Planning Award

Questor Capital

Senior Financial Advisor
2018～Present

Mike Pero Mortgages

Franchise Owner
2016-2018

Westpac Bank

Senior Banking Consultant (Lending/Insurances)
2008-2016

Let's answer some of your questions

Q: How much time will I need to dedicate to this course each week?

A: The course is designed to be flexible and can be completed at your own pace. On average, dedicating 2-3 hours per week should be sufficient to cover the material and implement the strategies discussed.

Q: Do I need any prior knowledge or experience in budgeting to take this course?

A: No prior knowledge or experience is required. This course is designed for beginners and will guide you through the fundamentals of budgeting and financial management using the Kakeibo method.

Q: What makes the Kakeibo method different from other budgeting techniques?

A: The Kakeibo method is a Japanese budgeting technique that emphasizes mindfulness and intentional spending. It helps you reflect on your financial habits, understand your spending patterns, and make thoughtful decisions to achieve your saving goals.

Q: Will this course help me get out of debt?

A: Yes, the course includes strategies for managing and reducing debt. You will learn practical tips and techniques to develop a debt repayment plan and improve your financial situation.

Q: Are there any additional resources provided with the course?

A: Yes, the course includes worksheets, templates, and a Kakeibo journal setup guide to help you apply what you learn. You will also have access to additional resources and tools for continued learning and support.

Why Should People Sign Up for This Course?

Achieve Financial Control: This course empowers you to take control of your finances by teaching you practical and effective budgeting techniques using the Kakeibo method.

Mindful Spending: Learn how to become more mindful of your spending habits, which can lead to significant savings and a more intentional approach to managing your money.

Comprehensive Financial Education: From setting saving goals to understanding compound interest and managing debt, this course covers all essential aspects of personal finance.

Actionable Strategies: Gain access to practical saving tips and debt management strategies that you can implement immediately to see positive changes in your financial health.

Support and Resources: Benefit from worksheets, templates, and additional resources provided throughout the course, along with continued support to ensure your financial success.

“Yuko is a very kind and knowledgeable person. I consulted her when I was worried about money and insurance. She, Yuko, was very approachable. She is a friendly advisor with a people-centered approach!”　

CHIKAKO W

“Yuko is very kind, approachable, and knowledgeable. She was so helpful when I needed help with real estate and money matters! ”

MAHORO K

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